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spendthrift - Someone who spends a lot of money in a way that wastes it

Arnold was a spendthrift, couldn't keep to a budget, and never seemed to have enough money.

noun

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shmo - A stupid person

Even though he is a loving father and husband, Homer Simpson is still viewed as a simple-minded shmo who has trouble with ordinary tasks.

noun

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dork - A dull, slow-witted, or socially inept person

Jenny wanted the handsome football player to ask her to the prom, but so far, only the dorks had approached her.

adjective

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scatterbrained - Disorganized and lacking in concentration.

Kathy liked having deep conversations with people, and felt that spending time with scatterbrained people who talked about nothing important was a waste of time.

noun

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folly - An action that lacks good sense, and is foolish

Karl sat on the tree branch and began cutting it, not realizing his enormous folly that he was sitting on the wrong end of the branch.

adjective

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clueless - Lacking knowledge, understanding, or awareness about something.

I was clueless during the math test—I hadn’t studied at all.

adjective

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simplistic - Ignoring the complexity of something by seeing it as much simpler than it really is.

Because the governor had a simplistic view of the reasons behind the demonstrations, he couldn't deal effectively with the many people and issues involved.

noun

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nincompoop - A stupid or foolish person

Bill's doctors told him that since he was a diabetic, he was a nincompoop for eating cake.

noun

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buffoon - A ridiculous but amusing person; a clown

With his mismatched clothing and general absentmindedness, Roy was viewed as a harmless buffoon that no one took seriously.

adjective

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laughable - So stupid as to be funny and not worth serious consideration; bad in a way that seems foolish or silly

Because he had a bad cold and was drunk his attempt to sing at the party were laughable.

noun

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ignoramus - An ignorant or stupid person

Casey's coworkers regarded him as an ignoramus, because whenever they asked him questions about his job and what he was doing, he threw up his hands and said, "How would I know that?"

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bimbo - Slang term for someone who is beautiful but not very intelligent.

Eunice hated being blonde because she resented being stereotyped as a bimbo.