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thrifty - Being careful about not wasting things or spending too much money

Mr. and Mrs. Jones were very thrifty, and were able to retire with a nice nestegg.

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foolproof - A plan that is so clever that it is certain to succeed.

The robbers felt they had a plan to rob Monte Carlo that was foollproof.

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diligent - Showing care and effort in one's work or duties

The teacher was sure that Max would do well on the law boards because Max was so diligent in his tests and papers.

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subtle - Clever and indirect in approach or meaning.

The movie used subtle humor rather than loud, obvious jokes.

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justified - Having a valid reason or explanation for an action, belief, or decision.

The police officer’s actions were justified because he was protecting innocent people.

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profound - Regarding an idea as being full of deep meaning

Mary loved her philosophy teacher, and the way he expressed profound thoughts in a simple and accessible way

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ingenious - Demonstrating exceptional intelligence, originality, or resourcefulness.

She came up with an ingenious way to organize her small apartment using closets.

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keen - Having a sharp or highly developed sense; or eager or enthusiastic about something.

She has a keen sense of smell and can detect even the faintest scents.

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astute - Ability to understand things quickly and clearly, and to use the knowledge well

From a very early age, Gail instinctively knew everything about business, and and after college she proved to be an astute business woman, and became a millionaire before the age of 30.

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shrewd - Having or showing sharp powers of judgment; astute

Steve Jobs was a shrewd businessman who saw the digital revolution coming before most people did.

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savvy - Shrewd and knowledgeable; having common sense and good judgment

Because of his savvy knowledge about investing, Warren Buffett is viewed as the guru of Wall Street.

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premeditated - Done with prior thought or preparation; thought out or planned in advance, often with careful consideration or intention.

The detective revealed that the crime was premeditated, with evidence showing the suspect had planned it for weeks.